/* ===========================================================
   Bethel One Insurance — Shared Stylesheet
   =========================================================== */

:root {
  --color-primary: #0b3d66;
  --color-primary-dark: #082c4a;
  --color-primary-light: #e8f0f7;
  --color-secondary: #0f9d8c;
  --color-secondary-dark: #0b7a6d;
  --color-accent: #f5a623;
  --color-bg: #ffffff;
  --color-bg-alt: #f7f9fb;
  --color-text: #1f2937;
  --color-text-muted: #5b6472;
  --color-border: #e3e8ee;
  --color-danger: #c0392b;
  --color-success: #1e8e5a;

  --font-heading: 'Poppins', 'Segoe UI', sans-serif;
  --font-body: 'Inter', 'Segoe UI', sans-serif;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;

  --shadow-sm: 0 2px 8px rgba(11, 61, 102, 0.08);
  --shadow-md: 0 8px 24px rgba(11, 61, 102, 0.12);
  --shadow-lg: 0 16px 40px rgba(11, 61, 102, 0.16);

  --max-width: 1160px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--color-primary-dark);
  line-height: 1.25;
  margin: 0 0 0.6em;
}
h1 { font-size: clamp(2rem, 4vw, 3rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); font-weight: 600; }
h3 { font-size: 1.25rem; font-weight: 600; }
p { margin: 0 0 1em; color: var(--color-text); }
a { color: var(--color-secondary-dark); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }
ul { padding-left: 1.2em; }
button { font-family: inherit; cursor: pointer; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
}
.section { padding: 64px 0; }
@media (max-width: 600px) { .section { padding: 44px 0; } }

/* Grid items default to min-width:auto, which lets a nowrap button or long
   word force its column wider than the track and overflow on small screens.
   Reset it on every two-column layout's direct children so text/buttons
   can shrink and wrap inside their own card instead of breaking out of it. */
.hero .container > *,
.calc-promo > *,
.about-hero > *,
.contact-layout > *,
.calc-layout > *,
.footer-grid > *,
.grid > *,
.steps > * {
  min-width: 0;
}
.section-alt { background: var(--color-bg-alt); }
.section-title { text-align: center; max-width: 680px; margin: 0 auto 16px; }
.section-subtitle { text-align: center; max-width: 640px; margin: 0 auto 40px; color: var(--color-text-muted); }
.eyebrow {
  display: inline-block;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--color-secondary-dark);
  background: rgba(15, 157, 140, 0.1);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
}
.center { text-align: center; }
.visually-hidden {
  position: absolute; width: 1px; height: 1px; overflow: hidden;
  clip: rect(0 0 0 0); white-space: nowrap;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 26px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  border: 2px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
  white-space: nowrap;
}
.btn:hover { text-decoration: none; transform: translateY(-2px); }
.arrow { display: inline-block; transition: transform 0.2s ease; }
.btn:hover .arrow, a:hover .arrow { transform: translateX(4px); }
.btn-primary { background: var(--color-secondary); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: var(--color-secondary-dark); box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; border-color: #fff; color: #fff; }
.btn-outline:hover { background: rgba(255,255,255,0.12); }
.btn-outline-dark { background: transparent; border-color: var(--color-primary); color: var(--color-primary); }
.btn-outline-dark:hover { background: var(--color-primary-light); }
.btn-block { width: 100%; justify-content: center; }
.btn-lg { padding: 16px 34px; font-size: 1.05rem; }
.btn[disabled] { opacity: 0.6; cursor: not-allowed; transform: none; }

.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--color-border);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 20px;
  max-width: var(--max-width); margin: 0 auto;
}
.brand {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--font-heading); font-weight: 700; color: var(--color-primary-dark);
  font-size: 1.05rem;
  transition: color 0.2s ease;
}
.brand:hover { color: var(--color-secondary-dark); text-decoration: none; }
.brand svg, .brand img { flex-shrink: 0; transition: transform 0.25s ease; }
.brand:hover svg, .brand:hover img { transform: rotate(-6deg) scale(1.06); }
.brand .brand-sub {
  display: block; font-family: var(--font-body); font-weight: 700; font-size: 0.62rem;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--color-secondary-dark);
  transition: letter-spacing 0.2s ease;
}
.brand:hover .brand-sub { letter-spacing: 0.2em; }
.nav-links {
  display: flex; align-items: center; gap: 30px;
  list-style: none; margin: 0; padding: 0;
}
.nav-links a {
  color: var(--color-text); font-weight: 500; font-size: 0.95rem; padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: color 0.2s ease, border-color 0.2s ease;
}
.nav-links a:hover, .nav-links a.active { color: var(--color-primary); text-decoration: none; border-bottom-color: var(--color-secondary); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-toggle {
  display: none; background: none; border: none; padding: 6px;
}
.nav-toggle span {
  display: block; width: 24px; height: 2px; background: var(--color-primary-dark); margin: 5px 0; border-radius: 2px;
  transition: 0.2s ease;
}

@media (max-width: 860px) {
  .nav-links {
    position: fixed; top: 68px; left: 0; right: 0; bottom: 0;
    background: #fff; flex-direction: column; align-items: flex-start; gap: 0;
    padding: 20px; overflow-y: auto;
    visibility: hidden; opacity: 0; pointer-events: none;
    transition: opacity 0.2s ease;
  }
  .nav-links.open { visibility: visible; opacity: 1; pointer-events: auto; }
  .nav-links li { width: 100%; border-bottom: 1px solid var(--color-border); }
  .nav-links a { display: block; padding: 14px 4px; }
  .nav-toggle { display: block; }
  .nav-cta .btn-primary-nav-text { display: none; }
  .nav-cta .arrow { display: none; }
}

/* ---------- Tablet & Mobile: hide arrow effects on brand & hamburger ---------- */
@media (max-width: 1024px) {
  .brand:hover svg, .brand:hover img { transform: none; }
  .brand:hover .brand-sub { letter-spacing: 0.14em; }
}
@media (max-width: 860px) {
  .nav-toggle:hover span { transform: none; }
}

/* ---------- Hero ---------- */
/* ---------- Premium hero gradient (shared across every page) ---------- */
.hero, .page-hero, .about-hero-section {
  position: relative;
  overflow: hidden;
  color: #fff;
  background-color: var(--color-primary-dark);
  background-image:
    radial-gradient(circle at 12% 18%, rgba(15, 157, 140, 0.38) 0%, transparent 42%),
    radial-gradient(circle at 88% 82%, rgba(245, 166, 35, 0.22) 0%, transparent 40%),
    linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 60%, #061c30 100%);
}
.hero::before, .page-hero::before, .about-hero-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1px, transparent 1px);
  background-size: 22px 22px;
  opacity: 0.6;
  pointer-events: none;
}
.hero > .container, .page-hero > .container, .about-hero-section > .container {
  position: relative;
  z-index: 1;
}
.hero h1, .page-hero h1, .about-hero-section h1 { color: #fff; }
.hero p, .page-hero p, .about-hero-section p { color: rgba(255, 255, 255, 0.85); }
.hero .eyebrow, .page-hero .eyebrow, .about-hero-section .eyebrow {
  background: rgba(255, 255, 255, 0.14); color: #fff;
}
.hero {
  padding: 72px 0 90px;
}
.hero .container { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero p.lead { color: rgba(255,255,255,0.88); font-size: 1.1rem; max-width: 520px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 32px; }
.hero-badge { display: flex; align-items: center; gap: 10px; font-size: 0.88rem; color: rgba(255,255,255,0.9); }
.hero-badge svg { flex-shrink: 0; }
.hero-photo-wrap {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--radius-lg);
  padding: 18px;
}
.hero-illustration {
  aspect-ratio: 4/5; border-radius: var(--radius-md);
  background: rgba(255,255,255,0.06);
  display: flex; align-items: center; justify-content: center;
  padding: 28px;
}
.hero-illustration img { width: 100%; height: 100%; object-fit: contain; }
.hero-photo {
  aspect-ratio: 4/5; border-radius: var(--radius-md);
  overflow: hidden;
}
.hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; display: block; }
@media (max-width: 900px) {
  .hero .container { grid-template-columns: 1fr; }
  .hero-photo-wrap { max-width: 320px; margin: 0 auto; }
}

/* ---------- Stat bar ---------- */
.stat-bar {
  background: var(--color-bg-alt);
  border-bottom: 1px solid var(--color-border);
  padding: 34px 0;
}
.stat-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center;
}
.stat-item .stat-num { font-family: var(--font-heading); font-size: 1.8rem; font-weight: 700; color: var(--color-primary); }
.stat-item .stat-label { font-size: 0.85rem; color: var(--color-text-muted); }
.stat-item sup { cursor: help; color: var(--color-secondary-dark); }
@media (max-width: 760px) { .stat-grid { grid-template-columns: repeat(2, 1fr); } }

/* ---------- Cards / Grids ---------- */
.grid { display: grid; gap: 26px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 900px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .grid-3, .grid-4, .grid-2 { grid-template-columns: 1fr; } }

.card {
  background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius-md);
  padding: 28px; box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-secondary);
}
.card-icon {
  width: 52px; height: 52px; border-radius: 14px;
  background: var(--color-primary-light); color: var(--color-primary);
  display: flex; align-items: center; justify-content: center; margin-bottom: 16px;
  transition: background-color 0.2s ease, color 0.2s ease, transform 0.2s ease;
}
.card:hover .card-icon { background: var(--color-secondary); color: #fff; transform: scale(1.1); }
.card h3 { transition: color 0.2s ease; }
.card:hover h3 { color: var(--color-secondary-dark); }
.card-link { font-weight: 600; font-size: 0.92rem; display: inline-flex; align-items: center; gap: 6px; margin-top: 10px; transition: color 0.2s ease, gap 0.2s ease; }
.card:hover .card-link { color: var(--color-secondary-dark); gap: 10px; }

.segment-card { text-align: center; }
.segment-card .card-icon { margin: 0 auto 16px; }

/* ---------- How it works ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; counter-reset: step; }
.step { text-align: center; position: relative; padding-top: 10px; }
.step-num {
  width: 44px; height: 44px; border-radius: 50%; background: var(--color-secondary); color: #fff;
  display: flex; align-items: center; justify-content: center; font-weight: 700; margin: 0 auto 16px;
  font-family: var(--font-heading);
}
@media (max-width: 760px) { .steps { grid-template-columns: 1fr; } }

/* ---------- Calculator promo ---------- */
.calc-promo {
  background: linear-gradient(135deg, var(--color-secondary) 0%, var(--color-secondary-dark) 100%);
  border-radius: var(--radius-lg);
  padding: 48px;
  color: #fff;
  display: grid; grid-template-columns: 1.3fr 0.7fr; gap: 32px; align-items: center;
}
.calc-promo h2 { color: #fff; }
.calc-promo p { color: rgba(255,255,255,0.9); }
@media (max-width: 800px) {
  .calc-promo { grid-template-columns: 1fr; text-align: center; padding: 34px 24px; }
  .calc-promo .btn { white-space: normal; }
}

/* ---------- Testimonials ---------- */
.testimonial-card {
  background: #fff; border-radius: var(--radius-md); padding: 26px; border: 1px solid var(--color-border); box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.testimonial-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--color-secondary); }
.testimonial-card:hover .avatar-placeholder { background: var(--color-secondary); color: #fff; }
.testimonial-tag {
  display: inline-block; font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em;
  color: var(--color-accent); background: rgba(245, 166, 35, 0.12); padding: 4px 10px; border-radius: 999px; margin-bottom: 12px;
}
.testimonial-quote { font-style: italic; color: var(--color-text); margin-bottom: 16px; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.avatar-placeholder {
  width: 42px; height: 42px; border-radius: 50%; background: var(--color-primary-light); color: var(--color-primary);
  display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.85rem; flex-shrink: 0;
  transition: background-color 0.2s ease, color 0.2s ease;
}
.author-name { font-weight: 600; font-size: 0.92rem; }
.author-meta { font-size: 0.8rem; color: var(--color-text-muted); }

/* ---------- FAQ / Accordion ---------- */
.accordion-item { border-bottom: 1px solid var(--color-border); }
.accordion-item:first-child { border-top: 1px solid var(--color-border); }
.accordion-trigger {
  width: 100%; text-align: left; background: none; border: none; padding: 20px 4px;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  font-family: var(--font-heading); font-weight: 600; font-size: 1rem; color: var(--color-primary-dark);
  transition: color 0.2s ease;
}
.accordion-trigger:hover { color: var(--color-secondary-dark); }
.accordion-trigger .plus { flex-shrink: 0; transition: transform 0.2s ease; font-size: 1.4rem; color: var(--color-secondary); }
.accordion-trigger .q { flex: 1 1 0%; min-width: 0; }
.accordion-item.open .plus { transform: rotate(45deg); }
.accordion-panel {
  max-height: 0; overflow: hidden; transition: max-height 0.25s ease;
}
.accordion-panel-inner { padding: 0 4px 20px; color: var(--color-text-muted); }
.accordion-item.open .accordion-panel { max-height: 600px; }

/* ---------- Service detail (Services page) ---------- */
.service-block {
  border: 1px solid var(--color-border); border-radius: var(--radius-md); margin-bottom: 18px; overflow: hidden; background: #fff;
}
.service-head {
  width: 100%; display: flex; align-items: center; gap: 18px; padding: 22px 24px; background: none; border: none; text-align: left;
  transition: background-color 0.2s ease;
}
.service-head:hover { background: var(--color-bg-alt); }
.service-head .card-icon { margin-bottom: 0; flex-shrink: 0; }
.service-head:hover .card-icon { background: var(--color-secondary); color: #fff; transform: scale(1.1); }
.service-head:hover h3 { color: var(--color-secondary-dark); }
.service-head-text { flex: 1; }
.service-head-text h3 { margin-bottom: 4px; transition: color 0.2s ease; }
.service-tag {
  font-size: 0.75rem; font-weight: 700; color: var(--color-secondary-dark); background: rgba(15,157,140,0.1);
  padding: 3px 10px; border-radius: 999px; display: inline-block;
}
.service-chevron { font-size: 1.3rem; color: var(--color-secondary); transition: transform 0.2s ease; flex-shrink: 0; }
.service-block.open .service-chevron { transform: rotate(180deg); }
.service-body { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; background: var(--color-bg-alt); }
.service-block.open .service-body { max-height: 900px; }
.service-body-inner { padding: 4px 24px 26px 78px; }
.service-body-inner h4 { font-size: 0.9rem; margin: 16px 0 6px; color: var(--color-primary); }
@media (max-width: 640px) { .service-body-inner { padding-left: 24px; } }

/* ---------- Disclaimer / notice boxes ---------- */
.notice {
  border-radius: var(--radius-sm); padding: 16px 18px; font-size: 0.88rem; margin: 20px 0;
  border-left: 4px solid var(--color-accent); background: #fff8ec; color: #6b4a06;
}
.notice-info { border-left-color: var(--color-secondary); background: #eafaf7; color: #0b5c50; }
.notice strong { display: block; margin-bottom: 4px; }

/* ---------- Calculator page ---------- */
.calc-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
@media (max-width: 900px) { .calc-layout { grid-template-columns: 1fr; } }
.calc-form-card, .calc-result-card {
  background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius-lg); padding: 30px; box-shadow: var(--shadow-sm);
}
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 6px; color: var(--color-primary-dark); }
.form-group .hint { font-size: 0.78rem; color: var(--color-text-muted); margin-top: 4px; }
.input-currency { position: relative; }
.input-currency span {
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--color-text-muted); font-weight: 600;
}
.input-currency input { padding-left: 34px !important; }
input[type="text"], input[type="number"], input[type="email"], input[type="tel"], select, textarea {
  width: 100%; padding: 12px 14px; border-radius: var(--radius-sm); border: 1.5px solid var(--color-border);
  font-family: inherit; font-size: 0.95rem; background: #fff; color: var(--color-text);
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--color-secondary); box-shadow: 0 0 0 3px rgba(15,157,140,0.15); }
.form-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 520px) { .form-row-2 { grid-template-columns: 1fr; } }

.result-total {
  text-align: center; padding: 26px 16px; background: var(--color-primary-light); border-radius: var(--radius-md); margin-bottom: 22px;
}
.result-total .label { font-size: 0.85rem; color: var(--color-text-muted); font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em; }
.result-total .amount { font-family: var(--font-heading); font-size: 2.4rem; font-weight: 700; color: var(--color-primary); margin: 6px 0; }
.result-breakdown { list-style: none; padding: 0; margin: 0 0 20px; }
.result-breakdown li { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid var(--color-border); font-size: 0.92rem; }
.result-breakdown li strong { color: var(--color-primary-dark); }
.result-breakdown li.subtract { color: var(--color-danger); }
.result-empty { text-align: center; color: var(--color-text-muted); padding: 40px 10px; }
.result-empty svg { margin-bottom: 14px; opacity: 0.6; }

/* ---------- About page ---------- */
.about-hero { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 44px; align-items: center; }
@media (max-width: 860px) { .about-hero { grid-template-columns: 1fr; } }
.illustration-card {
  border-radius: var(--radius-lg); background: var(--color-bg-alt);
  border: 1px solid var(--color-border); display: flex; align-items: center; justify-content: center;
  padding: 28px; box-shadow: var(--shadow-sm);
}
.illustration-card img { width: 100%; height: 100%; object-fit: contain; }
.illustration-card.square { aspect-ratio: 1/1; }
.illustration-card.wide { aspect-ratio: 16/8; margin-top: 24px; padding: 20px; }
.illustration-caption { text-align: center; font-size: 0.85rem; color: var(--color-text-muted); margin-top: 10px; }
.value-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.value-list li { display: flex; gap: 12px; align-items: flex-start; }
.value-list svg { flex-shrink: 0; margin-top: 3px; color: var(--color-secondary); }

.timeline { border-left: 2px solid var(--color-border); padding-left: 24px; display: grid; gap: 26px; }
.timeline-item .timeline-year { font-weight: 700; color: var(--color-secondary-dark); font-size: 0.85rem; }

.logo-strip { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.logo-chip {
  padding: 10px 20px; border: 1px dashed var(--color-border); border-radius: 999px; font-size: 0.85rem;
  color: var(--color-text-muted); background: var(--color-bg-alt);
}

/* ---------- Contact page ---------- */
.contact-layout { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 40px; align-items: start; }
@media (max-width: 900px) { .contact-layout { grid-template-columns: 1fr; } }
.chat-btn {
  display: flex; align-items: center; gap: 14px; padding: 16px 18px; border-radius: var(--radius-md);
  border: 1.5px solid var(--color-border); margin-bottom: 12px; background: #fff;
  transition: box-shadow 0.2s ease, transform 0.2s ease, border-color 0.2s ease;
}
.chat-btn:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); border-color: var(--color-secondary); text-decoration: none; }
.chat-btn:hover .card-icon { background: var(--color-secondary); color: #fff; transform: scale(1.1); }
.chat-btn:hover strong { color: var(--color-secondary-dark); }
.chat-btn .card-icon { margin-bottom: 0; }
.chat-btn strong { display: block; color: var(--color-primary-dark); transition: color 0.2s ease; }
.chat-btn span.sub { font-size: 0.82rem; color: var(--color-text-muted); }

.info-list { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 16px; }
.info-list li { display: flex; gap: 14px; align-items: flex-start; font-size: 0.94rem; }
.info-list svg { flex-shrink: 0; color: var(--color-secondary); margin-top: 3px; }

.form-success {
  display: none; text-align: center; padding: 40px 20px; background: #eafaf7; border-radius: var(--radius-md); border: 1px solid rgba(15,157,140,0.3);
}
.form-success.visible { display: block; }
.form-success svg { color: var(--color-secondary-dark); margin-bottom: 12px; }

/* ---------- Floating chat bubble ---------- */
.floating-chat {
  position: fixed; bottom: 22px; right: 22px; z-index: 200;
  display: flex; align-items: center; gap: 10px;
  background: var(--color-secondary); color: #fff; padding: 14px 20px; border-radius: 999px;
  box-shadow: var(--shadow-lg); font-weight: 600; font-size: 0.9rem;
}
.floating-chat:hover { background: var(--color-secondary-dark); text-decoration: none; }
@media (max-width: 520px) {
  .floating-chat span.chat-label { display: none; }
  .floating-chat { padding: 14px; }
}

/* ---------- CTA band ---------- */
.cta-band {
  background: var(--color-primary-dark); color: #fff; border-radius: var(--radius-lg);
  padding: 50px 40px; text-align: center;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,0.85); max-width: 560px; margin: 0 auto 26px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--color-primary-dark); color: rgba(255,255,255,0.82); padding: 28px 0 44px; margin-top: 24px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 16px; margin-bottom: 16px; }
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 14px; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; gap: 14px; } }
.site-footer h4 { color: #fff; font-size: 0.9rem; margin-bottom: 10px; }
.site-footer a { color: rgba(255,255,255,0.8); position: relative; transition: color 0.2s ease; }
.site-footer a:hover { color: #fff; }
.footer-links a::after {
  content: ''; position: absolute; left: 0; right: 100%; bottom: -2px; height: 1px;
  background: var(--color-secondary); transition: right 0.25s ease;
}
.footer-links a:hover::after { right: 0; }
.footer-links { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; font-size: 0.85rem; }
.footer-brand p { color: rgba(255,255,255,0.75); font-size: 0.85rem; line-height: 1.5; margin: 0; }
.footer-bottom {
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px;
  margin-top: 12px; padding-top: 12px; border-top: 1px solid rgba(255,255,255,0.1);
  font-size: 0.78rem; color: rgba(255,255,255,0.65);
}
@media (max-width: 520px) {
  .footer-bottom { flex-direction: column; align-items: flex-start; gap: 6px; }
  .site-footer { padding: 24px 0 36px; }
}

/* ---------- Tablet optimizations ---------- */
@media (max-width: 1024px) {
  .hero .container { gap: 32px; }
  .calc-promo { padding: 40px 24px; }
  .contact-layout { gap: 30px; }
  .about-hero { gap: 32px; }
  .footer-grid { gap: 20px; }
  .floating-chat { bottom: 28px; right: 28px; padding: 12px 16px; font-size: 0.85rem; }
}

/* ---------- Mobile refinements ---------- */
@media (max-width: 600px) {
  .hero { padding: 60px 0 70px; }
  .section { padding: 40px 0; }
  .calc-promo { padding: 32px 20px; grid-template-columns: 1fr; text-align: center; }
  .calc-promo .btn { white-space: normal; }
  .contact-layout { gap: 24px; }
  .about-hero { gap: 24px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; gap: 8px; }
  .floating-chat { bottom: 24px; right: 24px; padding: 12px; font-size: 0.85rem; }
  .floating-chat span.chat-label { display: none; }
}
@media (max-width: 520px) {
  .site-footer { padding: 32px 0 72px; }
}

/* ---------- Page hero (inner pages) ---------- */
.page-hero { padding: 64px 0 76px; text-align: center; }
.breadcrumb { font-size: 0.85rem; color: var(--color-text-muted); margin-bottom: 14px; }

/* ---------- Utility ---------- */
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.text-muted { color: var(--color-text-muted); }
.small { font-size: 0.85rem; }